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Home Car Insurance

Car Insurance

Road conditions can get complicated to say the least. Thankfully, CG Atlantic makes motor cover simple.

Car Insurance
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It pays to be a good driver

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Protect yourself on & off the road

Don’t pay for damages all by yourself. Our motor insurance helps you cover the costs of unexpected vehicle damages, replacement and theft, so you can drive without worry.

Done

No claims. Bigger discount.

If you didn’t file a claim during your last policy period, you can receive a discount when you renew —whether you're new to CG or have been with us for years.

Done

Advice that doesn’t cost you

If you need advice before making a claim, you don’t have to worry about it raising your premium with our free claim resources.

Everything included in your auto policy

Third Party Liability

Third Party Liability covers expenses for the other person’s injuries and death or their vehicle and property damage in a collision where you are at fault.

Available in Third Party & Theft and Comprehensive.

Damages to Your Own Vehicle

We pay for the repair or replacement of your vehicle, after a collision, hurricanes, theft, and more. 

Available in Comprehensive only

Uninsured Driver Protection

Hit someone who’s uninsured? Uninsured driver cover pays for damage to your vehicle when involved in a collision with an uninsured driver or after a hit-and-run accident.

Available in Comprehensive only

New Car Replacement

If your brand new car is damaged beyond repair during the first year of your policy, we will pay you full value for a new replacement car.

Available in Comprehensive only

Get a Quote

Compare cover & find the right option for you

Use the tool below to compare our 4 motor insurance options and find the right one for you.

  • Choose the plan you would like to compare

    Most popular

    • All-inclusive cover plus No Claims Discount protection and car rental.

      • Cover for you and any authorised drivers

        • Third Party Liability cover

        • Personal Accident Insurance to cover accidental injuries or death

        • Medical expenses up to $250 for the person driving your vehicle

        • No Claims Discount protecting your renewal premium following an accident

        • Car rental provided in event of a claim

      • Cover for your vehicle

        • Theft and attempted theft including keys & locks replacement

        • Fire damage

        • Hurricane and flood damage

        • Collision damage to your vehicle

        • Damage by an uninsured driver

        • Towing for your car following a collision

        • New Car Replacement in the first 12 months

        • Windscreen replacement, without affecting your “No Claims Discount”

      • Not included in the plan

        • Wear and tear or mechanical breakdown

        • Vehicle cover if the driver is charged with DUI

        • Theft if the keys were left in your car

      Get a quote

      Limits, conditions, and exclusions may apply

    • All-inclusive cover to protect you and your car against collision, theft, fire and natural disasters.

      • Cover for you and any authorised drivers

        • Third Party Liability cover

        • Personal Accident Insurance to cover accidental injuries or death

        • Medical expenses up to $250 for the person driving your vehicle

        • No Claims Discount protecting your renewal premium following an accident

        • Car rental provided in event of a claim

      • Cover for your vehicle

        • Theft and attempted theft including keys & locks replacement

        • Fire damage

        • Hurricane and flood damage

        • Collision damage to your vehicle

        • Damage by an uninsured driver

        • Towing for your car following a collision

        • New Car Replacement in the first 12 months

        • Windscreen replacement, without affecting your “No Claims Discount”

      • Not included in the plan

        • Wear and tear or mechanical breakdown

        • Vehicle cover if the driver is charged with DUI

        • Theft if the keys were left in your car

      Get a quote

      Limits, conditions, and exclusions may apply

    • Our minimum cover plus collision and car rental benefits.

      • Cover for you and any authorised drivers

        • Third Party Liability cover

        • Personal Accident Insurance to cover accidental injuries or death

        • Medical expenses up to $250 for the person driving your vehicle

        • No Claims Discount protecting your renewal premium following an accident

        • Car rental provided in event of a claim

      • Cover for your vehicle

        • Theft and attempted theft including keys & locks replacement

        • Fire damage

        • Hurricane and flood damage

        • Collision damage to your vehicle

        • Damage by an uninsured driver

        • Towing for your car following a collision

        • New Car Replacement in the first 12 months

        • Windscreen replacement, without affecting your “No Claims Discount”

      • Not included in the plan

        • Wear and tear or mechanical breakdown

        • Theft and attempted theft

        • Fire damage to your car

      Get a quote

      Limits, conditions, and exclusions may apply

    • The Minimum amount of cover we offer.

      • Cover for you and any authorised drivers

        • Third Party Liability cover

        • Personal Accident Insurance to cover accidental injuries or death

        • Medical expenses up to $250 for the person driving your vehicle

        • No Claims Discount protecting your renewal premium following an accident

        • Car rental provided in event of a claim

      • Cover for your vehicle

        • Theft and attempted theft including keys & locks replacement

        • Fire damage

        • Hurricane and flood damage

        • Collision damage to your vehicle

        • Damage by an uninsured driver

        • Towing for your car following a collision

        • New Car Replacement in the first 12 months

        • Windscreen replacement, without affecting your “No Claims Discount”

      • Not included in the plan

        • Any damage to your vehicle (upgrade to Third Party Plus)

        • Damage to your windscreen (upgrade to Third Party Plus)

        • Theft or attempted theft of your vehicle

      Get a quote

      Limits, conditions, and exclusions may apply

  • Choose the plan you would like to compare

    Most popular

    • All-inclusive cover plus No Claims Discount protection and car rental.

      • Cover for you and any authorised drivers

        • Third Party Liability cover

        • Personal Accident Insurance to cover accidental injuries or death

        • Medical expenses up to $250 for the person driving your vehicle

        • No Claims Discount protecting your renewal premium following an accident

        • Car rental provided in event of a claim

      • Cover for your vehicle

        • Theft and attempted theft including keys & locks replacement

        • Fire damage

        • Hurricane and flood damage

        • Collision damage to your vehicle

        • Damage by an uninsured driver

        • Towing for your car following a collision

        • New Car Replacement in the first 12 months

        • Windscreen replacement, without affecting your “No Claims Discount”

      • Not included in the plan

        • Wear and tear or mechanical breakdown

        • Vehicle cover if the driver is charged with DUI

        • Theft if the keys were left in your car

      Get a quote

      Limits, conditions, and exclusions may apply

    • All-inclusive cover to protect you and your car against collision, theft, fire and natural disasters.

      • Cover for you and any authorised drivers

        • Third Party Liability cover

        • Personal Accident Insurance to cover accidental injuries or death

        • Medical expenses up to $250 for the person driving your vehicle

        • No Claims Discount protecting your renewal premium following an accident

        • Car rental provided in event of a claim

      • Cover for your vehicle

        • Theft and attempted theft including keys & locks replacement

        • Fire damage

        • Hurricane and flood damage

        • Collision damage to your vehicle

        • Damage by an uninsured driver

        • Towing for your car following a collision

        • New Car Replacement in the first 12 months

        • Windscreen replacement, without affecting your “No Claims Discount”

      • Not included in the plan

        • Wear and tear or mechanical breakdown

        • Vehicle cover if the driver is charged with DUI

        • Theft if the keys were left in your car

      Get a quote

      Limits, conditions, and exclusions may apply

    • Our minimum cover plus collision and car rental benefits.

      • Cover for you and any authorised drivers

        • Third Party Liability cover

        • Personal Accident Insurance to cover accidental injuries or death

        • Medical expenses up to $250 for the person driving your vehicle

        • No Claims Discount protecting your renewal premium following an accident

        • Car rental provided in event of a claim

      • Cover for your vehicle

        • Theft and attempted theft including keys & locks replacement

        • Fire damage

        • Hurricane and flood damage

        • Collision damage to your vehicle

        • Damage by an uninsured driver

        • Towing for your car following a collision

        • New Car Replacement in the first 12 months

        • Windscreen replacement, without affecting your “No Claims Discount”

      • Not included in the plan

        • Wear and tear or mechanical breakdown

        • Theft and attempted theft

        • Fire damage to your car

      Get a quote

      Limits, conditions, and exclusions may apply

    • The Minimum amount of cover we offer.

      • Cover for you and any authorised drivers

        • Third Party Liability cover

        • Personal Accident Insurance to cover accidental injuries or death

        • Medical expenses up to $250 for the person driving your vehicle

        • No Claims Discount protecting your renewal premium following an accident

        • Car rental provided in event of a claim

      • Cover for your vehicle

        • Theft and attempted theft including keys & locks replacement

        • Fire damage

        • Hurricane and flood damage

        • Collision damage to your vehicle

        • Damage by an uninsured driver

        • Towing for your car following a collision

        • New Car Replacement in the first 12 months

        • Windscreen replacement, without affecting your “No Claims Discount”

      • Not included in the plan

        • Any damage to your vehicle (upgrade to Third Party Plus)

        • Damage to your windscreen (upgrade to Third Party Plus)

        • Theft or attempted theft of your vehicle

      Get a quote

      Limits, conditions, and exclusions may apply

What our customers say

L James

I have been a client for just over a year and I have had nothing but friendly, efficient and professional services. Great prices also for vehicle insurance.

T Brown

Wonderful smiling friendly face at the reception, fast excellent service. Nice experience.

S Gillespie

I bought third party car insurance through a wonderful agent, very friendly, knowledgeable and professional. The rates are great 

G Fernander

My husband and I have been customers for a number of years now and have always been pleased with the service. The team is very professional and responsive.

K A Gordon

Recently switched from another company with a higher cost and less benefits.

B Turner

Awesome rates, and great service!

M Butler

 Quotes were delivered on time, competitive and within budget. The customer service team is friendly and responsive. 

T Dolce

I’ve been using this company for some time now and they have never let me down.

Download forms

Application

Motor Car Proposal Form
Health Questionnaire
Additional Driver Proposal

Claims

Motor Accident Claim Form
Windscreen Claim Form
Motor Theft Claim Form

Frequently asked questions

Check to make sure that you and your passengers are ok. If anyone is seriously injured, call 911/919 immediately. After confirming that everyone is safe, take precautions to safeguard against further loss or damage by securing your vehicle and valuables. Do not admit any fault. Be sure to take pictures from multiple angles of all vehicles involved, as well as the location. Obtain a copy of the police report if the authorities are involved. Contact CG Atlantic as soon as possible even if you do not intend to make a claim.

Call the police right away to file a report. Contact CG Atlantic directly afterward by phone, email, or in-person so that our claims team can walk you through the process. 

Speak to a CG representative to find out about the Comprehensive and Third Party options we can offer to protect your vehicle.

It is important to notify us immediately, therefore you only need your driver’s license and policy details. All other information such as police reports and estimates can follow. 

You can update your personal details by contacting CG Atlantic via phone, email, visiting our offices, or submitting a request on our customer portal at hellocgi.com

You can download your current Certificate and Schedule for Personal Motor from our customer portal at hellocgi.com.

Yes, but you will need to use a colour printer.

All motor accidents or thefts must be reported to our Claims Department within 14 days, even if you do not intend to make a claim.

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Bundle and save 10%

This product is also available in a discouted bundle

No, thank you

Bundle and save 10%

This product is also available in a discouted bundle

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